( Available 9 AM to 8 PM 24*7 Call Us: +61 483 984 004‬ )
Own Your Space with SpaceCap Home Loans….!!!!!       ( Available 9 AM to 8 PM Call Us: +61 483 984 004‬. ) Own Your Space with SpaceCap Home Loans….!!!!!       ( Available 9 AM to 8 PM Call Us: +61 483 984 004‬. ) Own Your Space with SpaceCap Home Loans….!!!!!       ( Available 9 AM to 8 PM Call Us: +61 483 984 004‬. ) Own Your Space with SpaceCap Home Loans….!!!!!       ( Available 9 AM to 8 PM Call Us: +61 483 984 004‬. ) Own Your Space with SpaceCap Home Loans….!!!!!       ( Available 9 AM to 8 PM Call Us: +61 483 984 004‬. ) Own Your Space with SpaceCap Home Loans….!!!!!       ( Available 9 AM to 8 PM Call Us: +61 483 984 004‬. )
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SpaceCap — Your Guide to Smarter Property Moves

We help you find the right lending solution with zero stress — smart, secure, and tailored just for you.

Get Started

Home Loan

Transforming dreams into reality with tailored home loan solutions. At SpaceCap

Refinancing Solution

Save more with SpaceCap’s refinancing solutions! Lower your interest rate.

Investment Loans

Build your wealth with SpaceCap’s Investment Property Loans
ABOUT SPACECAP

Your Trusted Partner in Homeownership

At SpaceCap, we believe everyone deserves a place to call home. As a dedicated home loan company, we specialize in providing personalized financing solutions that make your dream of homeownership a reality.

With years of industry experience, SpaceCap is a name you can rely on. Our dedicated team is here to guide you with expert advice and unwavering support at every step.

Home Loan Refinancing

Home loan refinancing allows you to replace your existing mortgage with a new one at better terms, potentially lowering interest rates, monthly payments, or accessing…

Construction Loan

Build your dream home with Spacecap’s tailored construction loans, offering staged payments, competitive rates, and expert guidance from planning through every stage of construction.

First Home Buyer loan

Spacecap supports first-time buyers with low-deposit home loans, expert advice, and government grant assistance to help you step into home ownership with confidence.

Investment Property Loan

Maximize your property portfolio with Spacecap’s investment loans, offering competitive rates, tax-effective structuring, and smart strategies to grow your real estate wealth.

Home Loan Refinancing

Home loan refinancing allows you to replace your existing mortgage with a new one at better terms, potentially lowering interest rates, monthly payments, or accessing…

First Home Buyer loan

Spacecap supports first-time buyers with low-deposit home loans, expert advice, and government grant assistance to help you step into home ownership with confidence.

Fixed Rate Loans

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Low Deposit Loans

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Home Loans

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Why SpaceCap?

Your Home Loan Journey, Simplified and Exceptional!

Tailored Solutions

At SpaceCap, we understand that every homeowner’s journey is unique. That’s why we offer personalized loan options designed to fit your financial goals and lifestyle.

Hassle-Free Process

Our streamlined application process ensures quick approvals and minimal paperwork, making your home loan experience smooth and stress-free.

Trusted Expertise

With years of industry experience, SpaceCap is a name you can rely on. Our dedicated team is here to guide you with expert advice and unwavering support at every step.
Your Easy 4-Step Journey

How to Get Started

1
Fill Out a Quick Form
It only takes a few minutes to get started.
2
Get Matched Instantly
We analyze your needs and connect you with the right mortgage advisors.
3
Review and Select
Choose the most suitable and competitive offer.
4
Let Us Guide You Through
We stay with you through every step until you’re approved.

Trusted by Homeowners, Loved by Families – SpaceCap Delivers!

1 k+
Home Loan Customer
1 k+
Refinancing Solution
1 k+
Investment Loans
1 k+
Happy Clients

SpaceCap: Trusted to Turn Dreams into Doorsteps!

Our Partner Banks

At SpaceCap, we make home ownership simple and accessible. Explore flexible home loan options tailored to your needs, with transparent processes and quick approvals.

Unlock Your Loan Potential

Plan smarter with Spacecap’s powerful EMI and Home Loan Calculator! Instantly discover your monthly payments, loan affordability, and interest details in just a few clicks. Your dream home is closer than you think—start planning today!

EMI:

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Total Interest Payable:

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Total of Payments (Principal + Interest):

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Plan Your Future, Your Way

Accurately estimate your home loan needs

Take the guesswork out of your financial planning with Spacecap’s intuitive EMI and Home Loan Calculator. Easily estimate your monthly payments, loan eligibility, and total interest to make informed decisions for your dream home. Simple, fast, and reliable—start calculating now!

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OUR WORK TIMELINE

Our Process

1
2020-2021
Our journey began with a vision to simplify home financing and make homeownership accessible to all.
2
2021-2022
Celebrated approving our 1,000th home loan, marking a milestone in transforming dreams into reality.
3
2022-2023
Introduced cutting-edge digital tools to streamline the loan process, ensuring faster approvals and enhanced customer experience.
4
2023-2024
Achieved the remarkable feat of helping over 10,000 families secure their dream homes.

Our Happy Customers

Our main goal is to provide best services to our customers & to help them grow

SpaceCap Turned Our Dreams Into Reality!

Owning our dream home felt impossible—until we found SpaceCap! Their team worked magic, simplifying the process and securing the best loan for us. We couldn’t be more grateful

Happy Customer

A Trustworthy Partner!

We felt supported throughout the entire refinancing process. SpaceCap’s team was transparent, patient, and always available to answer our questions. Truly top-notch service.

Happy Customer

Highly Professional!

SpaceCap stands out with their professional and knowledgeable approach. They found the best home loan options tailored to our needs. Couldn’t be happier!

Happy Customer

Exceptional Service!

Refinancing our loan was a daunting thought, but SpaceCap made it simple and stress-free. Their expert advice and fast service helped us save a lot on our monthly payments.

Happy Customer

Our Happy Customers

Our main goal is to provide best services to our customers & to help them grow

It took a week before we got assigned a credit assessor. But after that it was very quick and smooth to getting pre and full approval.
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Oscar Bingham

Los Angeles
Refinancing my home loan was very straightforward and completely online. Very happy with the service and support provided.
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Miranda Stocklin

New York
Barb, as you know you are simply the best! Fast approval and absolutely perfect support!
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Oscar Bingham

Los Angeles

Innovating Together, Growing Together

Our partners help us ensure that you receive the best possible rates, reliable service, and access to a wide range of financing options tailored to your needs. Together, we're committed to making borrowing simple, transparent, and stress-free.

Proud Partner of Finsure

Member of